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Lumpsum Calculator

Calculate returns on your one-time investments with the power of compound interest.

₹1,000 ₹1,00,00,000
%
1% 30%
Yr
1 Yr 40 Yr
Total Value ₹3.11L
Invested Amount
₹1,00,000
Est. Returns
₹2,10,585
Total Value ₹3,10,585

Lumpsum Formula

A = P × (1 + r/n)nt

A = Final Amount (Maturity Value)

P = Principal Amount (Initial Investment)

r = Annual Interest Rate

n = Compounding Frequency (per year)

t = Time Period (in years)

What is Lumpsum Investment?

A lumpsum investment is a one-time investment where you invest a large amount at once, as opposed to investing smaller amounts periodically (SIP).

When to Invest Lumpsum:

  • When market is at lower levels
  • When you have surplus funds
  • Long investment horizon
  • Bonus or inheritance received